LoanStream Mortgage
19000 Macarthur Boulevard Ste 200, Irvine, CA 92612
https://www.lsmortgage.com/
Internal Reviews
(5 reviews)
Total loans closed with Loan Factory
18,209
Total loans closed with Loan Factory (past 12 months)
14,707
Lender overview
Basic information
OCMBC, Inc. ISAOA/ATIMA 19000 MacArthur Blvd, Suite 200 Irvine, CA 92612
OCMBC, Inc. ISAOA/ATIMA 19000 MacArthur Blvd, Suite 200 Irvine, CA 92612
Lock policies & Fees
Lock Policies
Non-QM = .02 day (max 30 days)
Prime = .02 day (max 30 days)
Relock fee: 0.25
worse case pricing + 0.25 relock fee.
Locks expired for 30 days or more are relocked at current market with no relock fee.
Lender's niche & Overlays
NonQM loans down to 600 FICO.
Bank Statement loans with 30% expense factor with no CPA letter needed.
up to 85% on Nonowner Purchase -- Short Term Rental income allowed.
Jumbo up to 90%LTV
Nonwarrantable Condos up to 75% LTV
ITIN loans up to 85% LTV
Must be experienced investor to use Short Term Rental income.
Bank statements required for P&L, 1099, and WVOE loans.
Lender turn time
2
2
2
Review - LoanStream Mortgage
2.2
5 Google Reviews
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